As of Nov 3, 2026, Callsight counts 15 calls about mortgage rates that tracked channels made themselves, checked against the 30-year fixed mortgage rate on FRED. At one year: 2 correct, 1 incorrect, 1 within band, 2 still open. The other 9 have no one-year verdict; each call's card says why.
Own predictions
15
6 up · 1 down
Correct / incorrect after 1 year
✓ 2 Correct/✗ 1 Incorrect
plus 0 partly correct and 1 within band. Every call counted, repeats included.
Still open
2
Windows not yet closed
Mortgage rates and the predictions about it
MORTGAGE30US · levelRecession (NBER)Called upCalled down
30-year fixed mortgage rate: Freddie Mac PMMS via FRED, figures as first published. Grey bands are recessions.
Watch at 9:35THE FED JUST RESET THE MARKET - Stocks Hit All-Time-High, Interest Rates Skyrocket!
PredictionMortgage rateswill riseChecked at fixed windows, from 30 days to 5 years
What happenedafter 30 days
Within band so far · 30 days
Reading when said
6.69%
Aug 10, 2026
Reading at close
6.71%
Sep 9, 2026
Change
+0.02 pp
Mortgage rates stood at 6.69% at the start of the window and 6.71% at Sep 9, 2026, a change of +0.02 pp (MORTGAGE30US, first releases). The call was that it would rise. Moves smaller than 0.5 pp are treated as no change.
“starting now, mortgage rates have already begun going higher.”
Watch at 0:16THE FED JUST RESET THE MARKET - Stocks Hit All-Time-High, Interest Rates Skyrocket!
Predictiona call under review
What happened
Not scored
How this call was recorded (its subject, its direction or a figure) is being checked again, because the words may not say what was first recorded. It is not scored until a person has reviewed it.
“I don't think any of these are going to have a lasting effect whatsoever.”
Watch at 9:51BREAKING: Federal Reserve CANCELS Rate Cuts - Gas Prices Skyrocket, Stock Market Plummets!
Predictiona call under review
What happened
Not scored
How this call was recorded (its subject, its direction or a figure) is being checked again, because the words may not say what was first recorded. It is not scored until a person has reviewed it.
“In the near term, a flight to safety of the dollar could actually push Treasury yields down and actually reduce mortgage rates.”
Watch at 11:22BREAKING: OIL PRODUCTION JUST SHUT DOWN - What It Means For Your Money!
PredictionMortgage rateswill fallChecked at fixed windows, from 30 days to 5 years
What happenedafter 180 days
Incorrect so far · 180 days
Reading when said
5.98%
Mar 2, 2026
Reading at close
6.66%
Aug 29, 2026
Change
+0.68 pp
Mortgage rates stood at 5.98% at the start of the window and 6.66% at Aug 29, 2026, a change of +0.68 pp (MORTGAGE30US, first releases). The call was that it would fall. Moves smaller than 0.5 pp are treated as no change.
“mortgage rates coming down, which should boost the short-term value of my properties even further,”
Watch at 12:43Mortgage Rates PLUMMET – What This Means For Home Prices!
Predictiona call under review
What happened
Not scored
How this call was recorded (its subject, its direction or a figure) is being checked again, because the words may not say what was first recorded. It is not scored until a person has reviewed it.
“most analysts predict the drop of about a quarter to a half a percentage point in mortgage rates, which could boost purchasing power by as much as 6%.”
Watch at 2:09Mortgage Rates PLUMMET – What This Means For Home Prices!
“it's largely expected that mortgage rates will begin to decline, prices may begin to soften, but not collapse, and affordability may slightly improve for buyers, but not by much.”
Watch at 9:02I'm Selling... Where I'm Investing in 2026
Housing market calls by finance YouTubers, checked against Case-Shiller and Freddie Mac. House prices are judged on the growth rate, not the price level.
Questions people ask
What have finance YouTubers predicted about mortgage rates?
As of Nov 3, 2026, Callsight counts 15 calls about mortgage rates that tracked channels made themselves, checked against the 30-year fixed mortgage rate on FRED. At one year: 2 correct, 1 incorrect, 1 within band, 2 still open. The other 9 have no one-year verdict; each call's card says why.
How is a call about mortgage rates checked?
Against the 30-year fixed mortgage rate on FRED, using each value as it was first published rather than later revisions, at 30 days, 90 days, 180 days, 1 year, 3 years, 5 years, by fixed rules that are the same for every channel.
Is this investment advice?
No. This is a record of what people said in public and what happened next. Nothing here tells you to buy or sell anything.
Every count on this page includes repeats: a call made again in a later video counts again, so the counts can differ from a channel's record, which counts each distinct call once.
