Said on Jul 20, 2022, at 7:30 in the video.
“it's no surprise that higher mortgage rates are going to have a negative impact on the housing market.”How this call was recorded (its subject, its direction or a figure) is being checked again, because the words may not say what was first recorded. It is not scored until a person has reviewed it.
30-year fixed mortgage rate: Freddie Mac PMMS via FRED, figures as first published. The shaded span is the window the call was checked over; grey bands are recessions.
How this call was recorded (its subject, its direction or a figure) is being checked again, because the words may not say what was first recorded. It is not scored until a person has reviewed it.
next month or two, I could have my own location here in Las Vegas. We've structured it in such a way where him and his team can handle all the day-to-day operations and then I could focus on what I'm good at, investing and eating hot chicken sandwiches. Okay, no, but for real, selling off these properties just frees up a little bit more capital that I could reinvest somewhere else at a higher return with a lot less work on my end. Although, in terms of the overall state of the housing market, here's what you should be made aware of. First of all, it's no surprise that higher mortgage rates are going to have a negative impact on the housing market. In fact, it's said that a 1% point increase in mortgage rates reduces demand by 10.4% suggesting that policies that target mortgage rates are an effective way to influence the housing market in the short run. Because of that, CoreLogic found that out of the 392 markets they looked at, 45 of them had a greater than 50% chance of seeing a decline over the next 12 months. Which, just for reference, a month ago only 26 markets fell into that category. As you're about to see, even though some areas show some risk of a decline, the most susceptible
What a person said is shown in their own words and is never translated. The link goes to the exact second in the video.
Graham StephanMortgage rateswill rise
“your payments are probably going higher.”
Aug 10, 2026 · after 30 days
Graham Stephana call under review
“starting now, mortgage rates have already begun going higher.”
Aug 10, 2026
Graham Stephana call with no clear direction
“But, don't expect this to happen, because as we've all seen, rates have stayed significantly higher for much longer than people have expected.”
Jul 22, 2026
Graham Stephana call under review
“I don't think any of these are going to have a lasting effect whatsoever.”
Mar 18, 2026
Graham StephanMortgage rateswill fall
“In the near term, a flight to safety of the dollar could actually push Treasury yields down and actually reduce mortgage rates.”
Mar 2, 2026 · after 180 days
Graham Stephana call under review
“mortgage rates coming down, which should boost the short-term value of my properties even further,”
Jan 13, 2026