Said on Jan 13, 2026, at 12:43 in the video.
“mortgage rates coming down, which should boost the short-term value of my properties even further,”How this call was recorded (its subject, its direction or a figure) is being checked again, because the words may not say what was first recorded. It is not scored until a person has reviewed it.
30-year fixed mortgage rate: Freddie Mac PMMS via FRED, figures as first published. The shaded span is the window the call was checked over; grey bands are recessions.
How this call was recorded (its subject, its direction or a figure) is being checked again, because the words may not say what was first recorded. It is not scored until a person has reviewed it.
also just the tip of the iceberg. I'm also noticing that my overhead expenses are growing to a point that I just don't see getting better anytime soon. Like my insurance rates are double what they used to cost 5 years ago. My water bill, which I pay for, is up 50%. Any sort of repairs or maintenance, is 50 to 100% more expensive than when I first bought the place. And now, with Los Angeles limiting rent increases to 90% of CPI, this basically guarantees that I could never keep pace with inflation. Combine that with never-ending California taxes and mortgage rates coming down, which should boost the short-term value of my properties even further, and it's a no-brainer to sell everything, take my money into something else that earns an identical return, and be able to do just as well without any exposure to tenants, unexpected overhead, or California government policy. Honestly, this is something I never thought I would say because I bought all these places between 2012 and 2019. I spent months repairing them from when they were dilapidated. They all had 3% mortgages fixed for 30 years. I never raised rents because I just wanted a good tenant who's going to take good care of the place and
What a person said is shown in their own words and is never translated. The link goes to the exact second in the video.
Graham StephanMortgage rateswill rise
“your payments are probably going higher.”
Aug 10, 2026 · after 30 days
Graham Stephana call under review
“starting now, mortgage rates have already begun going higher.”
Aug 10, 2026
Graham Stephana call with no clear direction
“But, don't expect this to happen, because as we've all seen, rates have stayed significantly higher for much longer than people have expected.”
Jul 22, 2026
Graham Stephana call under review
“I don't think any of these are going to have a lasting effect whatsoever.”
Mar 18, 2026
Graham StephanMortgage rateswill fall
“In the near term, a flight to safety of the dollar could actually push Treasury yields down and actually reduce mortgage rates.”
Mar 2, 2026 · after 180 days
Graham Stephan, relaying another source: Mortgage rates will fall to 0.5%
“most analysts predict the drop of about a quarter to a half a percentage point in mortgage rates, which could boost purchasing power by as much as 6%.”
Jan 13, 2026