Graham Stephan: a call with no clear direction

The window it was checked over

30-year fixed mortgage rate: Freddie Mac PMMS via FRED, figures as first published. The shaded span is the window the call was checked over; grey bands are recessions.

What was said around it

one of the houses have a mortgage on them, and that leads me now into the second source of passive income. When I pay down my mortgage every single month, $2,500 of that right now goes straight into equity. This means that I now own $2,500 more real estate every single month as I pay down the loan, and the loan balance gets smaller and smaller. And also every single month that $2,500 that you see goes up by about $9 every single month as the loan balance gets smaller and more money goes into equity. That's the way these loans are situated. So, every single year I should make an extra $100 per month just as I start to pay down the loans more and more. So, next we have the same $200 a month from Vanguard Index Funds. And this is something I contributed some more money to this this year as well. And this is something too where it's, you know, fluctuating stock market prices will have a bit of an impact on this. Now, obviously, I just I set all the dividends to be reinvested, so that just continues growing. So, for the most part, this has stayed pretty much exactly the same. And finally, we have about $330 a month that comes from an Ally Bank savings account that is right now paying about

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