Said on Jun 25, 2018, at 7:24 in the video.
“I want to get another mortgage over the next six months so I can lock in and interest rate now then wait another year for that same property just to get more expensive”A position the speaker holds: shown, not counted in the record.
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S&P Cotality Case-Shiller U.S. National Home Price Index: S&P Dow Jones Indices via FRED
A position the speaker holds: shown, not counted in the record.
affect affordability and we can't deny that local market conditions of supply and demand have a much greater impact than just about anything else so with that said what do I think about it and what's my opinion on the current rising interest rates well right now what I'm noticing is that rising rates give people an urgency to buy right now before interest rates rise higher in the future and this is the type of urgency I have yet to see before in my entire career and you know what I'm in the exact same boat as this I want to get another mortgage over the next six months so I can lock in and interest rate now then wait another year for that same property just to get more expensive to own rising rates to me mean that previously cash flowing properties that made sense at a four percent interest rate are now actually losing money when interest rates are closer to five percent and that same property just cost more expensive to own even though in theory property values should go down to compensate for the extra cost of owning that property but in reality the lack of supply is still keeping property values going up and still selling at a record rate my pure unbiased prediction here all things
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Graham StephanHouse priceswill rise
“And that means that home prices in those markets continue going higher.”
Aug 10, 2026 · after 1 year
Graham Stephana call with no clear direction
“Instead the market is just quietly resetting to a much higher and much more expensive new normal and everyone who's waiting it out to see 2019 prices again is unfortunately probably out of luck”
Jul 22, 2026
Graham Stephan, relaying Reuters poll of analysts: House prices — not judged: the rule reads only US national figures
“But, a Reuters poll of analysts expects prices to fall another 4% this year before maybe stabilizing in 2027.”
Jul 15, 2026
Graham StephanHouse prices— not judged: the rule reads only US national figures
“the Northeast and Midwest are still hitting record highs, including Hartford, Connecticut, which is up 25% from its 2022 peak. Well, the pandemic boom towns across Texas, Florida, and the Mountain West keep falling.”
Jul 15, 2026 · after 1 year
Graham Stephan, relaying Reuters poll of analysts: House prices — not judged: the rule reads only US national figures
“a Reuters poll of analysts expects prices to fall another 4% this year before maybe stabilizing in 2027.”
Jul 15, 2026
Graham Stephan, relaying Reuters poll of analysts: House prices — not judged: the rule reads only US national figures
“But, a Reuters poll of analysts expects prices to fall another 4% this year before maybe stabilizing in 2027.”
Jul 15, 2026