Graham Stephan: a call with no clear direction

Said on Nov 9, 2025, at 15:09 in the video.

What was said
Graham Stephan

@grahamstephan

“It's not going to make any difference for housing affordability.”
Watch at 15:09BREAKING: Trump Announces 50 Year Mortgage - What You MUST Know!
Predictiona call with no clear direction
What happened
Not scored

The direction of this call could not be determined with confidence, so it is held out of the score.

The window it was checked over

This series is not charted here until its publisher's terms for reusing it are confirmed. Each verdict still cites the figures it was judged on.

S&P Cotality Case-Shiller U.S. National Home Price Index: S&P Dow Jones Indices via FRED

Result at every window

All windows are shown, so none is picked

The direction of this call could not be determined with confidence, so it is held out of the score.

What was said around it

$500,000 that was enacted back in the 1990s. Second, they should also allow you to take your existing mortgage with you and apply it to the next home, assuming you're trading up on a primary residence. And this would also unlock a lot of lowerpriced inventory. And three, we should allow people to write off up to a million and a half of mortgage interest, but only for new loans that are issued after 2026. But beyond that, let me make this very clear. A 50-year mortgage is a very dumb idea. It mathematically doesn't make any sense to take. I think it won't even work. It's not going to make any difference for housing affordability. And if people actually go for it, we have a problem. Especially when the average home buyer is 40 years old. I guess they just pay for their home until they're 90. Great.

What a person said is shown in their own words and is never translated. The link goes to the exact second in the video.

See all

Graham StephanHouse priceswill rise

“And that means that home prices in those markets continue going higher.”

Aug 10, 2026 · after 1 year

Pending

Graham Stephana call with no clear direction

“Instead the market is just quietly resetting to a much higher and much more expensive new normal and everyone who's waiting it out to see 2019 prices again is unfortunately probably out of luck”

Jul 22, 2026

Not scored

Graham Stephan, relaying Reuters poll of analysts: House prices — not judged: the rule reads only US national figures

“But, a Reuters poll of analysts expects prices to fall another 4% this year before maybe stabilizing in 2027.”

Jul 15, 2026

Relayed

Graham StephanHouse prices— not judged: the rule reads only US national figures

“the Northeast and Midwest are still hitting record highs, including Hartford, Connecticut, which is up 25% from its 2022 peak. Well, the pandemic boom towns across Texas, Florida, and the Mountain West keep falling.”

Jul 15, 2026 · after 1 year

Not verifiable

Graham Stephan, relaying Reuters poll of analysts: House prices — not judged: the rule reads only US national figures

“a Reuters poll of analysts expects prices to fall another 4% this year before maybe stabilizing in 2027.”

Jul 15, 2026

Relayed

Graham Stephan, relaying Reuters poll of analysts: House prices — not judged: the rule reads only US national figures

“But, a Reuters poll of analysts expects prices to fall another 4% this year before maybe stabilizing in 2027.”

Jul 15, 2026

Relayed