“the 30-year mortgage rate is expected to drop as the Federal Reserve once again begins lowering interest rates or I guess more precisely put it's expected that we're going to see three rate Cuts in the next 12 months”Graham Stephan, relaying another source: Fed policy rate will fall
Said on Jan 3, 2024, at 8:25 in the video.
The window it was checked over
Federal funds target range, upper limit: Federal Reserve Board via FRED, figures as first published. The shaded span is the window the call was checked over; grey bands are recessions.
Result at every window
All windows are shown, so none is pickedSomebody else's forecast — not scored
What was said around it
10% off enjoy thank you so much and now let's get back to the video all right now here's where things get really interesting in terms of the future of the housing market look it's no surprise the last 3 years has been incredibly challenging for anyone looking to buy real estate like low interest rates locked in new and existing home owners an inventory shortage kept prices high and interest rate hikes absolutely obliterated home affordability but in 2024 that might begin to change why well the 30-year mortgage rate is expected to drop as the Federal Reserve once again begins lowering interest rates or I guess more precisely put it's expected that we're going to see three rate Cuts in the next 12 months there's also the aspect of significant pent up demand to buy a property and as the US Census Bureau says there would be 740,000 more homeowners if the home ownership rate match the 1990 level that's expected to generate many more sales as rates begin to come down throughout 2024 this is also expected to prompt a lot more homeowners to list their homes for sale once the gap between their existing interest rate and Future interest rates begins to narrow although in terms of whether or not
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More on Fed policy rate
Graham Stephan, relaying another source: Fed policy rate will rise
“the market is now pricing in more than a 60% chance that on September 16th, the Federal Reserve raises interest rates by 25 basis points in addition to buying”
Sep 3, 2026
Graham Stephan, relaying another source: Fed policy rate will rise
“they're now expecting interest rates to increase a little bit in 2026 before falling back down again in 2027 and once again in 2028.”
Jun 17, 2026
Andrei JikhFed policy rate— no direction stated
“I think we already know what he's going to do, which is nothing.”
Jun 15, 2026 · after 1 year
Graham StephanFed policy ratewill fall
“Instead, it's quietly going to happen through pressure on the Federal Reserve and lower interest rates to the point where inflation exceeds it, eroding the purchasing power on everyone's money.”
Jun 1, 2026 · after 90 days
Andrei Jikh, relaying another source: Fed policy rate will rise
“The stock market thinks that there's going to be a rate increase by January 2027. the odds of a rate increase are above 70% and going up.”
May 26, 2026
Andrei Jikh, relaying another source: Fed policy rate will rise
“Because right now, the market is predicting a rate increase by January 2027. In fact, we are over 70% odds that interest rates will go up, which is the opposite of what everyone thought would happen.”
May 26, 2026