Graham Stephan: Interest rates will rise

Said on May 18, 2026, at 16:12 in the video.

What was said
Graham Stephan

@grahamstephan

“And that's the fact that interest rates can stay higher for longer. And the biggest risk is that if 5% becomes the new floor instead of the prior ceiling, that's when we got problems,”
Watch at 16:12It Started: The US Debt Bomb Just Imploded
PredictionInterest rateswill riseChecked at fixed windows, from 30 days to 5 years
What happenedafter 1 year
Not verifiable

Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.

30 days

Not verifiable

90 days

Not verifiable

180 days

Not verifiable

1 year

Not verifiable

The window it was checked over

Interest ratesWindow checkedRecession (NBER)
3.5%4%4.5%5%5.5%6%202320242024202520262027Said on May 18, 2026
3.5%4%4.5%5%5.5%6%2023202420262027Said on May 18, 2026

Federal funds target range, upper limit: Federal Reserve Board via FRED, figures as first published. The shaded span is the window the call was checked over; grey bands are recessions.

Result at every window

All windows are shown, so none is picked
Result at every window
WindowResultAt the startAt the endChangeBenchmark
30 daysR-FED v4Not verifiable————
90 daysR-FED v4Not verifiable————
180 daysR-FED v4Not verifiable————
1 yearR-FED v4Not verifiable————
3 yearsR-FED v4Not verifiable————
5 yearsR-FED v4Not verifiable————
Why: 30 days

Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.

Why: 90 days

Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.

Why: 180 days

Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.

Why: 1 year

Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.

Why: 3 years

Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.

Why: 5 years

Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.

What was said around it

take on too much leverage. Don't take on too much debt. Don't assume that these high interest rates are going to disappear tomorrow. Don't put money that you need into long-term bonds that could be pretty volatile. And also don't sell off stocks just because they're falling in value and you get scared. Like historically, moments like this when everyone's panicking tends to be the point where the market begins to price in a solution. But until that happens, the bond market is sending a very clear message. And that's the fact that interest rates can stay higher for longer. And the biggest risk is that if 5% becomes the new floor instead of the prior ceiling, that's when we got problems, which is why it's extremely important no matter what to hit the like button and subscribe if you haven't done that already. Oh, and also before I forget, if you want bonus videos every single week that I don't post publicly because some of them are a little too niche for the YouTube algorithm, feel free to join as a channel member and on top of that, if you leave a comment as a channel member, I see each and every one of them. In fact, I actually get notifications on my phone when a channel member comments.

What a person said is shown in their own words and is never translated. The link goes to the exact second in the video.

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