Said on Jun 29, 2025, at 21:16 in the video.
“the new
normal is a world where rates stay elevated and the affordability crisis slowly rugs most of us”Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.
30 days
Not verifiable
90 days
Not verifiable
180 days
Not verifiable
1 year
Not verifiable
Federal funds target range, upper limit: Federal Reserve Board via FRED, figures as first published. The shaded span is the window the call was checked over; grey bands are recessions.
| Window | Result | At the start | At the end | Change | Benchmark |
|---|---|---|---|---|---|
| 30 daysR-FED v4 | Not verifiable | — | — | — | — |
| 90 daysR-FED v4 | Not verifiable | — | — | — | — |
| 180 daysR-FED v4 | Not verifiable | — | — | — | — |
| 1 yearR-FED v4 | Not verifiable | — | — | — | — |
| 3 yearsR-FED v4 | Not verifiable | — | — | — | — |
| 5 yearsR-FED v4 | Not verifiable | — | — | — | — |
Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.
Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.
Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.
Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.
Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.
Not verifiable: subject not covered. Reviewed: the call is about a bond, Treasury, mortgage or savings rate that this rule does not measure.
incentivized real estate investment over home ownership costing the government billions in tax revenue this has funneled investment into existing properties driving up prices without creating new supply in a prime example of how policy can be the primary driver of a national housing crisis so where does this leave us and uh what does the future hold well the central expectation is that mortgage rates are going to remain higher for longer the days of 3% are gone our main takeaway is not that a bonfire is about to start but that the new normal is a world where rates stay elevated and the affordability crisis slowly rugs most of us for generations home ownership has been the main road to building middle class wealth and financial security and a key pathway to accessing credit but now younger people are systematically locked out of the process with serious implications for the already vast gap in generational wealth and so perhaps before you know it housing might just be another subscription draining your bank account in between uh Netflix and Spotify payments netflix Spotify well at least you'll have plenty to watch and listen to in order to take your mind
What a person said is shown in their own words and is never translated. The link goes to the exact second in the video.
Graham Stephana call with no clear direction
“in my opinion, the big move to really watch out for is whether or not the 10-year Treasury yield exceeds or hits 5%.”
Sep 3, 2026
Andrei JikhInterest rateswill rise
“That is partially why interest rates are expected to go up here in the US.”
Jul 28, 2026 · after 1 year
Andrei JikhInterest rateswill rise
“Either way, it looks like yields are going to go up.”
Jun 5, 2026 · after 1 year
Graham StephanInterest rates— no direction stated
“the government's just going to print more money while keeping interest rates as low as they possibly can.”
Jun 1, 2026 · after 1 year
Graham Stephan, relaying Congressional Budget Office: Interest rates will rise
“the Congressional Budget Office now projects interest will reach $2.1 trillion a year by 2036,”
Jun 1, 2026
Andrei JikhInterest rateswill rise
“But it is especially bad when the riskfree rate, meaning what you can get today from a government bond is sitting at above 5%. It's probably going higher.”
May 26, 2026 · after 1 year
