Coin Bureau: Lãi suất vay mua nhà — không nêu hướng

Khung thời gian được kiểm chứng

Lãi suất vay mua nhà cố định 30 năm: khảo sát PMMS của Freddie Mac, qua FRED, số liệu công bố lần đầu. Vùng tô là khung thời gian được kiểm chứng; vùng xám là các giai đoạn suy thoái.

Ngữ cảnh xung quanh

market has been distorted by decades of  policy decisions that have prioritized investors   over homeowners policies like negative gearing and  capital gains discounts actively incentivized real   estate investment over home ownership costing  the government billions in tax revenue this   has funneled investment into existing properties  driving up prices without creating new supply in   a prime example of how policy can be the primary  driver of a national housing crisis so where does   this leave us and uh what does the future hold  well the central expectation is that mortgage   rates are going to remain higher for longer the  days of 3% are gone our main takeaway is not   that a bonfire is about to start but that the new  normal is a world where rates stay elevated and   the affordability crisis slowly rugs most of us  for generations home ownership has been the main   road to building middle class wealth and financial  security and a key pathway to accessing credit   but now younger people are systematically locked  out of the process with serious implications   for the already vast gap in generational wealth  and so perhaps before you know it housing might   just be another subscription

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