Graham Stephan, dẫn lời nguồn khác: Lãi suất vay mua nhà sẽ xuống 7%

Khung thời gian được kiểm chứng

Lãi suất vay mua nhà cố định 30 năm: khảo sát PMMS của Freddie Mac, qua FRED, số liệu công bố lần đầu. Vùng tô là khung thời gian được kiểm chứng; vùng xám là các giai đoạn suy thoái.

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improve they also expect that the Federal Reserve will begin lowering interest rates by mid 2024 which would prompt more sellers to sell and more buyers to obtain an affordable Mortgage in fact they anticipate that rates will be as low as 4% by late 2025 meaning according to them we'll be back to almost 0% interest rates in Just 2 years from now the chief Economist at realtor.com also agrees with the sentiment that affordability is only going to improved from here noting that Fanny May the Mortgage Bankers Association and the National Association of Realtors all predicts that the 30-year mortgage rate will fall below 7% in the second half of 2024 however In fairness the critics of this say that none of these associations correctly predicted the interest rate increases that we saw throughout 2023 nor did they anticipate that home prices would rise as much as they did so basically their guess is just as good as anybody else's of course the downside to all of this is that it seems as though regardless of who you ask there's almost unanimous agreement that home prices are not likely to meaningfully fall at least until home sellers outnumber buyers which at this point is unlikely to happen anytime

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